Moving into a new home is an exciting time. However, it can also be a little overwhelming. There’s so much to do and remember! Here’s a quick checklist of 10 things to do when you’re buying a new home.
1. Get Pre-Approved for a Mortgage
The first step in the home buying process is to be pre-approved for a mortgage. This will give you an idea of how much money you can borrow and what kind of interest rate you can expect to pay.
2. Shop Around for the Best Interest Rate
Once you have been pre-approved, it is time to start shopping around for the best interest rate on your mortgage. Be sure to compare rates from several different lenders before you make your final decision.
3. Get a Home Inspection
Before you buy a home, it is important to have it inspected by a professional. This will help you identify any potential problems that could arise in the future. They inspect everything from the roof to the foundation to make sure everything is up to code.
4. Make Sure the House Is Insured
Once you have bought your new home, be sure to get it insured. This will protect you from any damages that may occur in the future.
5. Have the House Appraised
If you are taking out a mortgage, your lender will require that the house be appraised. This is to ensure that the property is worth the amount of money you are borrowing.
6. Get a Home Warranty
If you’re buying a new home, it’s a good idea to get a home warranty. This will protect you from having to pay for repairs or replacements if something goes wrong with the house.
7. Set Up Your Utilities
Be sure to set up your utilities before you move into your new home. This includes things like electricity, gas, water, and trash service. It helps to have these things set up ahead of time so that you’re not without them when you move in.
8. Have the House Cleaned
Before you move into your new home, you may want to have it professionally cleaned. Have the HVAC system serviced by professionals like DUCTZ and have the carpets cleaned. This will help you get started on the right foot and will make sure that your new home is clean and comfortable.
9. Get a removal company
You will want to get a few quotes from different removal companies. This way you can compare prices and services. Be sure to ask about their insurance coverage in case something is damaged during the move.
10. Change the Locks
Once you have moved into your new home, be sure to change the locks. This will help you feel safer and more secure in your new home.
In Closing
These are just a few of the things you need to do when buying a new home. Be sure to take your time and do not forget anything on this list. With a little planning, your new home will be perfect in no time. Once you have done all of the above, it is time to sit back and enjoy your new home.