Last week, I wrote about credit score and how important it is to us especially during these times of economic uncertainty. I also mentioned the importance regularly monitoring your credit to check for irregularities.
Where can you check your credit score?
There’s this official site that allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. However, much can happen within a twelve month period that you might be interested in acquiring your credit report regularly (like quarterly or monthly perhaps).
FreeScore allows you to check your credit scores from the three major credit bureaus – all in one place. FreeScore also offers an analysis of your score relative to others so you have an idea of where you (or your credit score) stand compared to others.
Just a warning though. Before you check your credit score with other sites, make sure that it won’t affect your credit because the number of inquiries made to your credit report also negatively affects your credit score. Checking your credit information with FreeScore will not affect your credit.
With easy and unlimited access to all your three credit scores, it will be easier for you to have a peace of mind with regards to your credit.