Stop Collector Harassment

Are you being harassed by debt collectors? Whether it’s your home phone or even your work place, they just can’t stop calling even when you repeatedly told them to stop calling. The sad part is that they harass you over debts that you’ve already paid or debts that are not yours!

I know the feeling because recently, we’ve been receiving collection notices from a collection agency in Newton, Massachusetts called Credit Collection Services  for “unpaid home insurance” for a house that was never ours in the first place. The insurance company was Farmers Insurance Group.

My husband had to make lots of calls, fax and emails just to settle this problem and stop collection harassment for good. Under the Fair Debt Collection Practices Act (FDCPA), we consumers have rights. This law was enacted to protect us from collector abuse.

Among the debts covered by the FDCPA are personal, family, and household debts. This includes money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. Do note that the Act does not cover debts or liabilities that you incurred in running a business.

You can report those harassments, false statements, unfair practices and other violations of the FDCPA to your state Attorney General’s office and the Federal Trade Commission. If your state’s laws are different from the federal law (FDCPA), your Attorney General’s office can help you determine your rights under the state’s law.

It would be wise to learn more about FDCPA so that you can arm yourself with the knowledge on how to stop collection harassment or anywhere you might be. Knowledge is power!

Earning Online With Blogsvertise

blogsvertiseWhen I wrote about the 6 Ways to Earn Online Through Blogging, I mentioned about writing paid posts.

One of the sites where I personally am member of and I’ve been earning for years already is Blogsvertise. They offer sponsored blog reviews, guest posting ads, banner ads, text links ads and inline advertising.

To join Blogsvertise, register your account and blog with them. An administrator will review your site and upon acceptance, you can add more blogs for review and approval. You will receive emails when you have new tasks or assignments or you can log in to your account to check if grab bag tasks are available.

Blogsvertise is open to both bloggers and advertisers alike so if you are interested, here’s the link again: Blogsvertise or you may click on the banner above.